The IRS has released the 2026 cost-of-living adjusted limits for health savings accounts (HSAs), high-deductible health plans, along with an increased limit for Dependent Care Flexible Spending Accounts (FSA). The maximum HSA contribution limit for individuals with self-only coverage rises to $4,400, and the limit for family coverage rises to $8,750. To qualify as a high-deductible health plan (HDHP), the minimum deducible for self-only coverage will be $1,700, and family coverage will be $3,400. New tax legislation raises the annual contribution limit for Dependent Care FSA to $7,500 per household, up from $5,000 (or $3,750 for married couples filing separately).
The IRS reminds individuals and businesses to always be alert of scam and fraud attempts. Watch out for fake tax form requests, install anti-virus software, beware of post-disaster scams, and enforce both strong passwords and multi-factor authentication. Visit irs.gov/phishing to learn how to validate a message from the IRS or how to report
suspicious activity.
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