If you use a credit card for business transactions, you’re probably recording it wrong. Using a credit card for the bulk of your business purchases these days has become the norm. It’s really convenient, you…

Say you’ve loved dogs all your life, so you decide to start a dog walking, sitting, and training business. Perhaps you have a penchant for using your Cricut machine to personalize gifts. Maybe more and…

A sad and oft-repeated truth is that half of all new businesses fail within the first five years. Although many factors contribute to business failure, a common culprit is poor cash management. All businesses, large…

According to the Small Business Administration, 28 percent of companies go bankrupt due to problems with the financial structure of the company. However, many of the problems could have been avoided by establishing good accounting…

Buying a franchise may seem like an easy way to get into business, but there are many things to consider before you make a commitment. Here are some thoughts. Background on Franchise Agreements A franchise…

Many states, including New Jersey, are passing legislation that requires businesses to offer some type of retirement savings program.   The NJ Secure Choice Savings Program Signed into law in 2019, the New Jersey Secure…

Closing out the Year Proper end-of-year clean-up on your small business’s books is conducive to a great start to the new year — not to mention, will help you be in a better position you…

The New Jersey Economic Development Authority (NJRDA) has approved changes to the Main Street Micro Business Loan Program. These changes include the removal of the requirement for personal guarantees from owners of micro businesses. The…