The One Big Beautiful Bill Act of 2025 (OBBBA) offers more than just tax compliance updates. OBBBA has created opportunities for small and medium business owners to increase cash flow and invest in growth initiatives. With provisions like the expanded SALT deduction, enhanced Section 179 and bonus depreciation, and targeted tax credits, businesses can reduce federal taxable income while reinvesting in operations, hiring, and capital expenditures.
At Alloy Silverstein, we help business owners not only navigate these changes but also strategically apply them to financial planning and growth strategies, ensuring tax savings translate into tangible business outcomes. Here’s how to leverage OBBBA for maximum impact.
New and expanded tax deductions within the new OBBBA tax law can act as cash flow management tools for your business, not just tax-saving tactics.
Section 179 & Bonus Depreciation: Deduct the full cost of qualifying equipment and property in 2025 to free up cash for operations.
SALT Deduction Expansion: For pass-through owners, the $40,000 cap on state and local taxes increases itemized deductions, leaving more cash available for reinvestment.
Strategic Timing: Plan expenditures to coincide with tax benefits, boosting near-term liquidity.
Energy & Investment Credits (179D, 45L): Apply credits to energy-efficient building investments, saving money and supporting sustainable growth.
Pass-Through Entity Tax (PTET): Paying state taxes at the business level can bypass SALT limits, lowering federal taxable income.
Impact: Frees additional cash that can be reinvested in payroll, marketing, or expansion.
Action: Evaluate eligibility, timing, and state-specific deadlines to maximize cash flow benefits.
Tax planning is a strategic lever for operational and financial decisions, not just compliance. By taking steps for effective and proactive tax planning, it’s a key differentiator that you are working with an advisor, not just a tax preparer.
Start now. Review your business’s 2025 numbers and projected expenses for 2026.
Align tax planning with quarterly cash flow forecasting.
Consult with an Alloy Silverstein advisor to integrate tax savings into broader financial and business planning.
OBBBA 2025 isn’t just about new limits or credits—it’s a chance to unlock cash flow and invest in your business’s future. Small business owners who act strategically now can maximize deductions, leverage credits, and optimize PTET elections to fuel growth and strengthen financial health. Alloy Silverstein’s team of CPAs and business advisors in Cherry Hill and Hammonton, NJ, is here to help you turn tax planning into a growth engine. Contact us today or visit our Tax Reform Resource Center to schedule a consultation and start planning your strategy.
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