Here’s a fresh approach to help you put your finances in perspective for 2022.   See the big picture. It’s hard to make financial decisions in a vacuum. Having a budget, knowing your credit score,…

The numbers are staggering. Companies lose between 20 and 30 percent of annual revenue due to inefficiencies (Source: IDC). If you’re looking for ways to improve your competitive position and profitability, a good place to…

One day you’re interviewing for your first job and the next you’re a few short years from Social Security. Whatever life stage you are in, there are relatively painless ways to build a decent retirement…

There is financial fraud here, cybercrime there and threats just about everywhere. What can individuals and businesses do to outsmart the imposters? It starts with knowing current frauds.   Pandemic related scams – Making the…

You have probably heard of Bitcoin and maybe Dogecoin and Ripple. There are more than 4,500 cryptocurrencies and all of them have hidden complications. Here’s what you need to know.   Every transaction has a…

As 2021 winds down, here are some ideas to help manage your small business and prepare for filing your upcoming tax return.   Identify vendors who require a 1099-MISC and 1099-NEC and obtain their tax…

With the increased popularity of working-at-home, you may consider moving to one of the nine states that don’t impose an individual income tax. Before doing so, you should understand how each of these states raises…

The Employee Retention Credit (ERC) was introduced last year in the CARES Act as a lucrative incentive for business owners. It has since been extended and modified by both the Consolidated Appropriations Act and American…