Question: Is there any reason why I should not be maximizing contributions to my 401(k)? Maxing out contributions to your company’s 401(k) plan is almost always a good idea. After all, when you contribute to…

Seriously!  A big tax refund is a bad thing.  Sure, we all love to get a big pile of cash in one lump sum, but getting a big tax refund is not a good way…

Bake sales, car washes and charity auctions. Schools across the country rely on fundraising ideas like these to pay for a variety of needs, including special purchases and projects. Whether you are hoping to bring…

Small business owners face a continual headache dealing with government mandates for a jumble of federal, state and local taxes. Complying means endless paperwork, ongoing deadlines and ever-looming threats of audits and penalties. Skimping on…

Having insurance for your home and vehicle is essential to prevent the unexpected, devastating financial debacle should accidents occur. Unfortunately, insurance policies continue to become more and more expensive. One thing you can do to…

Though the markets have been up strongly this year, your investment portfolio may have a few lemons in it. By using the tax strategy of tax-loss harvesting, you may be able to turn those lemons…

Is stashing away large sums in a tax-deferred retirement account ever a bad idea? According to CPAs, it is when you exceed the annual IRS limits. Intentional or not, the penalties can be painful. Here’s…