With fraud on the rise, it’s important to understand how to best protect yourself and your financial accounts.
Here are five ways you can stay proactive to avoid fraudulent credit card and bank charges.
- Don’t click on links or respond to messages from anyone you do not know. They can load spyware and malware on your device without you knowing it.
- Never transfer money based on an email that was received. You should always get verbal confirmation before transferring money.
- Do not send your username and password through email. Email is not a secure way to send any financial information or credentials. Again, a phone call is the safest way and you should initiate all calls where sensitive information is given.
- Monitor your bank and credit card accounts at least once a week. Fraud does not always happen in a big or fast way. Many times, fraudsters will make small purchases or withdrawals to see if you are paying attention before making a large withdrawal.
- Finally, trust your gut. It’s always better to be safe than sorry! Another great way to monitor your financial accounts to prevent fraud is by working with a team of bookkeepers whose main job is to maintain and keep your books. If you have questions regarding the best ways to protect yourself from fraud, reach out to our team today!
If you need an extra hand with your small business’s bookkeeping and monitoring for fraud, Alloy Silverstein Small Business Services team is here to help. Reach out to Janine Kiriluk today.
