New graduates and their parents often learn the hard way that early financial choices have the potential to drastically curtail or even wreck future plans and dreams. 5 Financial Habits for Recent Graduates: To get…

You know that divorce will have a significant effect on your life, including your finances. And that’s a reality for a large number of people. There are around 800,000 divorces in the United States each…

Health care coverage gaps happen. Whether because of job loss or an extended sabbatical between gigs, you may find yourself without health care for a period. Here are some tax consequences you should know about,…

As you have heard, the only certainties in life are “death and taxes.” Prudent couples plan for the future, including the reality of death, even when both partners expect to live for decades. Someone who…

Most Americans get a refund every year, with the average check weighing in at $2,895 last year. Even though it’s really money that they earned, many people are tempted to treat it like a windfall…

Ideally, you should try not to tap your 401(k) or IRA accounts before it’s time to retire. But life happens. In certain situations, you may need to withdraw a portion of your nest egg while…

Everyone should have legal instructions to leave behind in the event of their death. For most people that means having a will, but some people should consider having a living trust. A will is a…

You can save more for retirement next year using tax-advantaged accounts, thanks to a boost in the maximum 401(k) contribution rate by the IRS. The maximum rate increases by $500 to $18,500, which is the…